When we think about insurance, the first thing to do is to be free of financial losses due to unexpected accidents. Since the purpose of insurance is basically to reduce the uncertainty of the possibility of unexpected losses. In general, insurance is defined as an agreement whereby an insurer makes a bond with an insured by accepting a premium to provide reimbursement to him for any loss, damage, or loss which may be incurred by an unforeseen event.
What are the benefits of insurance?
Insurance known in Indonesia include life insurance, loss insurance, and health insurance. Insurance losses are insurance that protect property such as houses and their contents, apartments, cars and others.
Car insurance is intended to protect from a variety of unexpected hazard threats such as collisions, theft of some parts of the car or even the car itself is stolen. By protecting the car with insurance, we can drive the car with a sense of calm and safe to anywhere traveling.
This type of car insurance protection consists of:
• Insurance Comprehensive (Comprehensive) or All Risk
Ensure loss resulting from major and minor accidents or loss of incremental equipment by coercion / destruction or lost vehicle.
• Total Loss Only (TLO)
Ensure loss resulting from an accident with a minimum damage of 75% of the sum insured or lost vehicle.
In addition to basic protection as above, car insurance also provides insurance extension such as Legal liability to third parties and passengers, riots (Strike, Riot and Civil Commotion), Act of God, etc. To find out more about various terms in the insurance field, you can see on the Insurance Term page.
Currently, it is very easy for you to get car insurance that is attractive and appropriate to the needs as many insurance companies in Indonesia are competing by offering interesting programs. More and more insured people show that the awareness to protect the price of their objects from possible hazards has improved.
Insurance companies in the country now compete to provide the best service for the community, both in terms of the program until the claim problem.